Important lending criteria, terms and conditions apply. Interest rate for easi-own purchases from approved business partners: 19.95% pa to 27.95% pa, depending on your circumstances. Rate may change. Mandatory account fee $1.90 a week. Easi-own establishment fee $95 for new customers. Minimum $10 a week repayment fee with any credit balance for easi-own purchases from approved business partners, payable only by Direct Debit. A higher interest rate, additional fees, regular payment requirements and security terms apply to any easi-own purchases from dtr – full details available online or in-store. Thorn Group Financial Services Limited (trading as dtr).

DISCLAIMER: Thorn Group Financial Services Limited needs to check that your loan is suitable and take other steps as a responsible lender.

You are protected by responsible lending laws. Because of these protections, any recommendations given to you about our loan products are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

You should see a budget adviser or licensed financial adviser if you want more help.